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 Tightwad Tuesday: Save Money, Don't Spend

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Tightwad Tuesday: Save Money, Don't Spend


Spending Zero Money

spending zero money After meeting the savings challenge of Miser Monday, you'll be glad to know that Tuesday's savings challenge requires no shopping, or planning to shop. This Tuesday is a no spend day! Yes, you are challenged to save money by spending zero money today. Now, if it happens to be a day when a particular bill has to be paid, then by all means pay it. The challenge here is meant to save you money, not cost you money in late fees and penalties! But, as for everyday spending, there will be none of that. You're probably wondering if it's possible to go an entire day without spending. Well, you're about to find out how difficult, or easy, it is for you.

If you should choose to accept Tuesday's saving challenge, I would recommend that you avoid all shopping environments. Don't go out the house at all if that's an option. And, no sneaking online to look at shopping sites! The best way to avoid spending today, and save as much money as possible, is to keep yourself sheltered from consumerism.

When my family became a one car family, I was amazed at the money I saved just staying at home. Saving money was easy when I didn't have transportation to go shopping whenever I wanted. Plus, I saved money on automobile expenses. Consumerism is everywhere and the more you expose yourself to the tactics of the vendors, the more likely you are to give in. They spend a great deal of time and money researching what makes you buy. Unfortunately, for consumers, their tactics usually work far too well.

If you realize you've forgotten something that you need in the way of groceries, I suggest trying for a substitute. If you don't have a good cookbook that offers substitute ideas for missing ingredients (like making buttermilk by combining lemon and milk), then go on line to see if you can find a substitute recipe. Another option is to switch today's menu with tomorrow's. You'll delay the need and meet your Tuesday savings challenge.

The challenge is to not spend any money. I didn't say you couldn't barter or exchange goods. If you have a need to get something done that requires money, and can't delay it, try to barter for goods or services. Bartering is a great money saving strategy to use all the time. Also, try recycling to avoid purchasing items. Recycling saves money and saves our resources.

As you go through the day, approach each potential spending need with care. Do you really need it? Consider your other options to keep to your no spend commitment and meet your savings challenge. The biggest reason we spend compulsively is that we don't take the time to consider other options. There is a valuable lesson to be learned in this savings challenge. At the end of the day, you decide if it was a difficult or easy challenge to save by not spending money

Next in this seven part series - PART 3: Recycling Tips
Click here to access Part 3 of 7


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Read the full story at http://www.prweb.com/releases/RestaurantcomWelcomes/TedsMontanaGrill/prweb1069764.htm

Consumers Search Real Estate Longer On Realtor.com and Move Network in May

In May 2008, consumers continued to increase time spent searching real estate on the Move Network, including Realtor.com, the number one homes-for sale web site, according to year-over-year data from comScore(1). This most recent data further solidifies the Move Network's position as the category leader and demonstrates the Network's value offered to advertisers. (PRWeb Jun 27, 2008)

Read the full story at http://www.prweb.com/releases/2008/06/prweb1059054.htm

Adaptive Marketing LLC Offers Seven Simple Tips on Stretching Household Budget

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Read the full story at http://www.prweb.com/releases/Save/Adaptive_Marketing/prweb1055054.htm

Propertyshark.Com Collaborates with Corcoran To Release Manhattan Real Estate Report: Second Quarter Of 2008 Sees A 38% Decline In Residential Transactions For Manhattan; Median Sale Prices Up Slightly

PropertyShark.com, in collaboration with the Corcoran Group, today announce the release of the first Corcoran Report with sales data audited and supplemented by PropertyShark.com. The Corcoran Report covers Manhattan residential real estate sales for the second quarter of 2008. Key Takeaways from 2Q08 Manhattan Sales include new information on sales transactions, median sale prices and on the region of Manhattan. (PRWeb Jul 2, 2008)

Read the full story at http://www.prweb.com/releases/Manhattan/Condo/prweb1068404.htm

Many Health Savings Account Owners Make IRA Transfer

The IRS provides an opportunity for employees to shelter some of their medical expenses from taxation by transferring funds from their individual retirement accounts (IRA) to a health saving account (HSA). This amendment to tax legislation can mean considerable savings for eligible enrollees in terms of income tax and tax deductions. (PRWeb Jul 1, 2008)

Read the full story at http://www.prweb.com/releases/2008/07/prweb1059314.htm

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Updated: January 2008
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